THis company is a company that will use scare tactics and claim you are being served. Anytime you may have ever applied for a loan these scammers got your information. They claim you owe an old payday loan. I had this issue before and reported to FBI. I was told that this is either a debt collector claiming they are law officers in addition to scamming people who ever filled out applications trying to scam then and scare them out of money. They will not serve you!!!! They may threaten and may even call relatives or your job but your job will also tell you this is bogus so do not worry! Reprot to FBI. THe FBI may take time but they do fine and act upon your complaints. These companies do not have much longer to go