these people are calling telling you that you are approved for a loan anywhere from 500 to 5000 and when you agree to accept the loan they ask for the first payment on a green dot money pack card and when they talk that money off the card, they tell you the loan is blocked due to tax issues and they ask you to send them half of the taxes due and then they will process the loan also with the money we had already put out. this america is a scam!!!!! we are out all that money... when i cried on the phone to a mr david johnson about my 7 kids, being pregnant and losing all that money i struck something in him and he broke down and told me he was very sorry for the inconvience that this had cause me but that there was no loan and that i would not be getting my money back.... that they were a group of poeple that had been scammed themselves and never received their money back. that he was personally scammed out of 80,000 dollars and that this was them making a living and getting their money back..