I didn't get a phone call, but I did receive (2) email from a Company listed as Advance America on the heading with this number to call as that is suppose to be my "Loan Officer", I've never applied nor heard of this company.
Indian loan scammers, most likely. They cold call you and say you are approved for a loan. Then they ask for an upfront fee. To be paid by untraceable Green dot money pak. There is no loan and you are out the "up front" fee. Don't fall for it.
Upfront fees for loans are illegal in most American states.
Things to remember about loans offered by phone or e-mail:
Loans
1. No reputable lender will lend you money over the phone.
2. No reputable lender will lend you money by e-mail
3. On-line lenders are nothing more than conduits for another loan scam.
4. Advance fees for loans are always illegal. At least in most American states.
5. If you want to borrow money, go to an established brick and mortar lender that has been around awhile.
6. If you receive a call from someone with an Indian accent either a. threatening you or b. offering you something, you know it’s a scam and you should hang up immediately.
7. These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history. If you have ever taken out a pay-day loan, they have all your information. They know who they are calling. They like to pick on women, single mothers, the elderly and sometimes members of the immigrant community. Also, those who might be in financial difficulty.
8. Report them here: http://www.stopfraud.gov/report.html
Call is not from true Advance America company. They are online and have actual stores. One located in my town. They don't call you. Anytime I hear a foreign accent I immediately hang up. Suggest all do the same.