My brother got a call from a person saying she was director of fraud and checks her name Stacy Ross . Saying if I didn't pay 359.00 on a payday loan I would have a warrant put out.I called FCC and FBI and they said this was all the characteristics of a scam. She refused to send or present documentation and wanted me too send funds only on a wire off moneygram from a Walmart.this is all illegal.
Someone from this number called my 80 year old grandmother claiming they were from the dept of investigation. I called back the woman couldn't tell me who she was only that I was being investigated for fraud and they were trying to prevent a warrant from being issued. I was told to leave a number or call back and speak with Director Ross. I assume its a collection agency. Any ligitimate government agency would easily be able to locate me and not my grandmother who lives halfway across the country.
I goto a call from Mrs. Stacy Ross,
saying she was with the states Fraud Department for a Citi Bank account. She said the same things as I read in the complaint above.
My brother got a call from a person saying she was director of fraud and checks her name Stacy Ross . Saying if I didn't pay 359.00 on a payday loan I would have a warrant put out.I called FCC and FBI and they said this was all the characteristics of a scam. She refused to send or present documentation and wanted me too send funds only on a wire off moneygram from a Walmart.this is all illegal.
A phone call from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed ... not emailed or texted]
Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.
IF you wish to communicate with the supposed collector / creditor, visit the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/
If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Someone by the name of Stacy Ross ( or whatever she's calling herself these days) has a long history of pretending to be vaguely connected with law enforcement or claiming to be the director of something of some state fraud department or another. She basically attempts to impersonate a public figure from a public agency. Tries to scare you with threats of warrants and so forth. Or arrests, or whatever. Total scam artist. I think she works for this National Check Processing. NCP.
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