Knew it would be a scam call, but answered any way.
First off recorded female caller say "Credit Services ...bla ... bla ... bla ... press one to speak with an agent".
How could I resist...
Indian/[***] sounding voice "can I help lower your interest rates"
Asked him "How the F**k are you?"
Indi/[***] "I am bob smith"
Me: "Not with that accent your not. So F**k You you F**king scammer"
Indi/[***] "F**k you..."
Me: "Oh no, F**k you"
Indi/[***] hung up
Well that made my day! :)