Got the email. Called to see who, what, when, where, why, origination date, and original loan amount. Called "Matt Williams" answered. We explained we needed information to refer to our attorney for Chapter 7 filing. He told us we would no longer get email from him. When we asked how we would stop getting emails when you haven't any idea who we are, (we hadn't provided ID) he hung up.
I have received two of these e-mails but worded a little different stating that I owe $580.99 only the other number was 302-387-0020 last time. I have never owed loans that I didn't pay off. The last time they said they were with CashNetUSA and I called them and they said I didn't owe such a loan and they reported it to their legal fraud department and told me to do the same which I did and then didn't hear anything from these people again until today saying now it is with Advance Cash which I have never owed. I have again reported them to the authorities and the FBI.
How funny...these yahoos sent me the same email stating I owed $690.00 and I had two days to pay or a lawsuit would be brought against me. I forwarded the info to CashNetUSA so that they are aware of the fraudulant email. They can call and email all they want but they won't get a damn cent from me.
I got the same message yesterday as well. They don't even have a name on the email, no account number or any legite info. Think about it people if they were legit. they would NOT send an email with NO info.. They're scammers and trying to scare people into giving out their bank info.. Do NOT give them anything delete the emails and report them if you can and do NOT answer their calls. If you agree to any type of payment plan with these clowns if you really did owe any money chances are that they've just bought your info. for cents on the dollar and it's past the statute of limitations.. But, if you give them a pymt agreement that resets the date to currently owing. DO NOT TALK TO THESE PEOPLE.. Besides ACS the real ACS is in CA and the number they're giving is a Delaware number.
I RECEIVED AN EMAIL TODAY FROM SOME COMPANY/INDIVIDUAL WHOM I DO NOT KNOW NOR HAVE I EVER GOTTEN A LOAN FROM. THEY ARE SCAMMERS!!!!!!!!!! IM REPORTING THEM TO THE AUTHORITIES. SEE EMAIL BELOW:
Reference- Final Collections # 3073-95; Lawsuit
Your delinquent account with Advance Cash Services has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $645.99.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on 1-302.387.0026
Sincerely,
Matt Williams,
Collections Manager
+1-302.387.0026