WARNING--BEWARE!! These callers are B I G credit card criminals, known as the card service scammers. Under NO circumstances give your credit card number to these lowlifes, or you will regret it forever!
The card service scammers WILL 'service' our credit cards, BUT, when they finish 'servicing' them, they will have NO available credit remaining. People that are fooled into having their cards 'serviced' will be charged a MINIMUM of $795.00, and many times the ENTIRE amount remaining on the card. The card service scammers are a disgusting group of degenerates, who prey mainly on the low income, and the elderly, but will cheat anyone that they can.
"We represent your creditors, and we can lower your interest rates."
"Really. That's very interesting. Tell me, who exactly do you represent?"
"Your creditors."
"I understand that, but who are my creditors?"
"What do you mean?"
"I mean, if you represent my creditors, then you obviously know who you're representing, right?"
"No sir. We don't have access to that information."
"Okay, so let me see if I get this straight. You represent my creditors, and you say you can lower my interest rates with my creditors, but you can't tell me who my creditors are?"
"That's right sir. We don't have access to that information. That's why we're calling you." (well at least THAT'S the truth)