Called my cell, no message, I called back twice, no answer, just a machine that makes you wait. NCA is a collection agency that buys OLD, BAD Uncollectable accounts. Tell them they have the wrong number.
This number called left no message
I called back could not understand first part of message than clear as day " if you are calling in reference to a summons from this office and you have your NCA reference number and know your parties ext pleas dial it now or please hold for our next I hung up it is a scam
Called my cell, no message, I called back twice, no answer, just a machine that makes you wait. NCA is a collection agency that buys OLD, BAD Uncollectable accounts. Tell them they have the wrong number.
National Credit Adjusters. They use this dumbass tactic to get you to answer. Like who puts energy into doing that, using different numbers to get you to call back.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php