THIS NUMBER CALLED MY BROTHER AND SAID THAT HE WAS GOING TO BE ARRESTED FOR A BAD CHECK FOR A PAYDAY LOAN THAT HE TOOK OUT SOME YEARS BACK I TOLD HIM YEAH RIGHT AND HE DIDNT PAY IT I FEEL SO BAD CAUSE HE CALL ME FROM JAIL A FEW DAYS LATER TOLD ME HE GOT STOPPED FOR A TRAFFIC VILATION AND SAID HE HAD A BENCH WARRANT FOR THAT BAD CHECK ON THAT PAYDAY LOAN HE HAD TOOK OUT SO NOT ONLY IS HE IN JAIL BUT NOW ITS GOING TO COST MY FAMILY AND I MORE THAN IT WOULD HAVE COST JUST TO PAY IT BACK!!!
BOY I WAS REALLY WRONG
the person who made a post here works for this [***] company. dont pay them [***]. that is a made up story to scare u into paying them. dont fall for this scam.
Some lady with a horrific ebonics accent called claiming that there was a case against me and there was an affidavit filed in the state attorney's office and some other drivel. This was an illegal, harassing criminal call made by this number trying to imply there was a lawsuit going on. This is clearly a scam.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.