A guy named Jeromme called wanting my date of birth and social security numer in regards to winning a "Grand Prize." This is an identity theft fraud company. Call your local Sheriffs Dept. if a Representative from this company demands this information or threats are made.
I have no debts with these people but know someone who does. First they set you up with a credit card with a limit of $250.00. Then they immediatly charge you 'fees' of $192.00 plus a monthly 'service' charge of $7.00. So your available credit is really only about $50.00. Plus you are hit with a large monthly charge if you are late. So they are really preying on those people who can least afford it. There is no excuse for not paying your bills on time and your debts should always be paid but this so-called 'bank' should be avoided at all costs. Since the new credit card law went into effect last week they are no longer allowed to charge the $192.00. They can only charge up to 25% of the credit limit. So they immediatly raised their APR to 85% just before the new law took effect. The lesson is to read the fine print before you sign for a credit card and always pay it off as soon as possible. As someone above said you shouldn't complain if you are called about a valid debt but this is one 'bank' you should avoid in the first place.
A guy named Jeromme called wanting my date of birth and social security numer in regards to winning a "Grand Prize." This is an identity theft fraud company. Call your local Sheriffs Dept. if a Representative from this company demands this information or threats are made.
The called indicating that my deceased Husband owes them $8,800.00 and I must pay immediately. We never has an account with these people. They keep asking for my date of birth and social security number.