SCAM. This is a criminal extortion scam operating out of India!! There is NO "company" or "debt" and you will not be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/ placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities. Also, contact your Attorney General's office and file a complaint. Make them aware that this is happening in your state.