says I have loan. even confirmed the last four digits of my SSN and my work place correctly. well, i'm confused. i definetely have no loan. but how does he know so much about me? scary.
I CANNOT UNDERSTAND THIS PERSON WHAT SO EVER, NOT ONLY THAT BUT THERE IS SOME KIND OF BACKGROUND NOISE THAT MAKES IT IMPOSSIBLE TO EVEN HEAR THE PERSON LET ALONE UNDERSTAND THEM.