Do not talk to these people they try and tell you that you have 3 criminal charges against you and your social security number..... they do not... I have police on this but they are having a hard time catching these people.
I received a phone call from this place around Nov 2011. They told me that I owed money for a payday loan and if I didn't pay it I was going to have to go to court. At the time I knew I didn't have this loan and went though past bank statements and found I NEVER received money from these people. So I just ignored it. Now they are calling again.
Just got another call from "Duane" saying he was with FDCB a debt collection company and that I owed money on a past payday loan. Did I want to discuss it now or go to court. I told him that I talked to my state general att. office and the FTC and that I wanted a letter validation notice of my debt and needed to know his address and phone number. He said I would have a letter in 2 days. I asked again for his address and number, he said I would have it in 2 days. I asked if there was a reason he wouldn't give it to me right now and he hung up. WOW!!!! I am just amazed by these people.
I received a similar call this weekend. I freaked me out. I'm not sure if I should call tho person back. I don't recall taking out a payday loan. Should I respond or should I ignore it. Any one with answers please advise.