They left a message since I don't answer unknown calls. Could hardly understand foreign speaking man who said that someone was going to take legal action against me for an unpaid debt. What the heck; I don't owe anyone except for a credit card which is being paid off monthly!
Had a foreign man to call and say it was about one of my FRIENDS....said she has a legal complaint about her and to have her call this number...they also called another friend of ours with the same message! HOW DID they get my number and my name?????
received a call from a Mr. Black as well from the FBI on a legal matter of what I do not know.Sure wish someone would see this message that could put a stop to the threats from these people.Any information would be greatful.May need to turn this over to a local news that will do their own investigation.
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from making false threats of arrest and falsely impersonating a law enforcement official.
If there is a violation of the the Fair Debt Collection Practices Act FDCPA you can get up to $1,000 in statutory damages, plus actual damages including compensation for harassment, embarrassment and frustration. If you are successful, the debt collector will have to pay your court costs and reasonable attorney’s fees.
Your best option may be to have an attorney help get their attention or pursue claims under FDCPA. Your state may also have its own remedies for abusive or unfair debt collection.
What a bunch of garbage these people must be they have harresed me for over year. They have been ask to not call my work. I have been threaten of going to jail losing my job. I they have my social number. They want money from you. I have been scamed for the last time. 347-637-6458
and 346-637-6458. I am getting calls at work 3-4 times.
According to the information provided, it appears that these calls may be a scam. Here is a link to a December 2010 News Release by the FBI regarding its investigation of these activities: http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710.
Below are some general suggestions for consumers with respect to these calls:
IGNORE THE CALLS. However, if you do speak with a collector, hold your ground: refuse to pay without written evidence of the alleged debt and written evidence of who they are, where they are and of their authority to collect the alleged debt (through the U.S. Mail). If they threaten to arrest you, invite them to please do so, but trust that the caller is not in law enforcement and that the threat is empty. No one is going to come and take you to jail or send anyone to arrest you, or any of the other threats reported, because the people behind these calls do not want to be located or identified. The caller is simply using fear and intimidation to get what he/she wants – payment information over the telephone.
DISCUSS THE MATTER WITH YOUR EMPLOYER. One option might be to consider setting-up a voice mailbox into which these calls can be sent. Another may be to forward the unwanted calls into a fax machine number, or to put the phone down and walk away until the caller finishes his/her “rant.” We believe that the calls will eventually cease once the caller realizes that no one is listening or that they are not getting anywhere.
DO NOT USE UNIVERSAL PAYDAY LOAN “APPLICATION LEAD SITES” ON THE INTERNET. And do not use search terms like "bad credit loans" or "payday loans" to find extensions of credit online. If consumers need to avail themselves of a payday loan product, they should first contact their state's credit regulator for a list of lenders licensed to make loans to consumers in that state. In Wisconsin, that is our Department. If a licensed lender has a website, then only use that website to apply; do not go through any type of lead application or “loan broker” site to apply for loans online. Some licensed lenders also have actual “brick-and-mortar” stores in their state. Use the store to avoid putting personal information online.
FILE A REPORT OF YOUR COMPLAINT with the Federal Trade Commission https://www.ftccomplaintassistant.gov/, the Internet Crime Complaint Center (FBI): www.ic3.gov, and the Federal Communications Commission http://www.fcc.gov/.