thank you all for the info, glad i did't pick up the call. i've been getting alot of these out of state calls from differant numbers on my cell. its bad enough they call my home phone now they call my cell. i am so sick of unwanted calls.
When I answered, I got an automated message from "credit card services" about lowering my interest rate and to press 1 to talk to a representative. Don't press 1! I've heard this scam from several different numbers. Don't talk to them!
If you have a smart phone, you can try downloading the virus blocker AVG (for free). They have an option to block or silence unwanted calls/texts. It's helped me a lot, at least for numbers that have already called.