Got a call from Kutztown, PA . Thinking it was my boss that lives in PA, so I picked up and an answer machine said they can lower my credit card to as low as 6%. First of all I have 0 yes Z-E-R-O debt and my credit score is over 800. Trying to lower my credit card as low as 6%. They can kiss my rear because I get qualified for under 2.5%. I have got car loan as low as 1.7%. They think I'm an idiot. ALL THESE CALLERS should go to jail for harassment, privacy, theft (how did they get my number?) and violating personal space.