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41
You really need to learn more about the banking system and how it works.  A check "clears" when is has been accepted by the issuing bank for payment via the Automated Clearing House or ACH.  However, the funds have not yet been transferred from the issuing bank to yours.  Your bank is essentially giving you an interest free loan from the time the check "clears" until the time the actual funds transfer, called payment, has occurred. That can take two to three weeks or even longer after a check clears.  It is only during the procedure for processing the actual payment that the issuing bank determines the check is fraudulent and returns it your bank at which time the deposit is reversed and you get hit with a returned check fee.  These scammers do not want you to wait for actual payment to occur and demand you send the money as soon as the check clears knowing full well the check will bounce when actually processed for payment but by then they have your money and cannot be traced.
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42
>> so I wasnt responsible  <<

Um.... incorrect.

In addition to Mike-In-MD's correct answer, read this ... carefully!
http://www.fdic.gov/consumers/consumer/news/cnwin0607/scams.html

Extract:
"In these cases, the depositor most likely will be held responsible for the entire amount of the fraudulent check."

Instead of cashing the check, or sending it back, take it and the envelope in which it came to the post office.  They will use it as evidence and pursue the scammer.
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43
Esters mom...
Hello! How are you? I am writing because I received the exact same ck you mentioned you received. Mine is for $2,150.00, from the exact same company, but from a melody brown, and I got insructions  to also send some of it to western union and money gram!. I have a bad feeling about it...was yours a scam or real?? Please let me know, as I don't want to be a victim of a scam...
My email is [email protected] you!
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44
Yvonne
Air mail through U.S.Postal Services send a check for 1950 for online  survey mystery shoppers task tell you to go to Walmart spend 20 dollarS after you go to your bank cash and get 300 dallors then take 790and go to Money gram Receiver: Andrew George
1424 Blakely Grove CT
Perland texas77581
Take 790 Western Union
Michael Wardell
1810Majella St.
Edinburgh Tx.7854
Emails
[email protected]
[email protected]
[email protected]
Check number 2201291
"2201391" :011007092 :016001212315181
MCU Bank 1,950.00
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45
almost doopped!! in Ca
I just opened the priority envelope for a car I had listed on Craigslist....same check....I can't find the guy when I google him and he sent 1200$ for the car "movers"....Funny the logo is kinda blurry...thanks for everyone reporting...if we could stop them it
would be great! I had already told him to forget the transaction but he sent the check anyway...guess he thought greed would overpower THINKING...nope think I will frame to remind myself that not all people are honest and have integrity!
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