I too received a call from this company. The guy was foreign with a very thick accent. It was very hard to comprehend the message. What I do know that he was saying that if I didn't call back, I would be behind bars. That is a direct violation from the Fair Credit Act for any collections caller whom I assume he was. I don't even know the person he was calling about because it wasn't even my name or I couldn't understand the name he said! Any help with Mr. John Smith would be helpful. What a joke!
I too received the same harrassment twice within 5 months. The first incident, I contacted the "loan company" and they explained that my acct was paid in full and that it was a bogus call. The gentleman that called me was "Steve Austin" (lol) and that raised my suspicion but he stated that I was going to be arrested at work and so was my mom?! He then asked me to pay $700 by going to a Walmart and send the money via Western Union?!!! Needless to say, I did not send them any money and I was never arrested.
Today I received the same call from "Ryan Cruz" stating the same thing above minus the "Walmart/Western Union". Very strong accent, very rude, and very determined to get money...I dont know where these guys are coming/calling from but it's very strange and I would like this to stop!
i was they called my work very rude and heavy accent can't understand a word he said his name was ryan and the phone number comes back to a half moon bay number in ca
This "John Smith" keeps calling once a day leaving me messages to call him back regarding an "urgent" mater. First 2 calls he left some 408 number to call, today he left the above 650 number. I can barely understand a word he says. I'm very annoyed by the today's call since he left my social security number in my voicemail to prove he had my information. I don't know who these yahoos are but I'm not calling them back. Always ends the call with "good luck with whatever happens to you."
I just received a phone call from these pricks at 6:30 am. "Gram smith" left a weird "time sensitive" voicemail on my blackberry from a 714 area code number. In the voicemail he had a strong, thick middle eastern accent saying that I had a "case" and that I could call them back immediately at the 650 number stated above. I figured they may have gotten my information off the internet, from some application I might have filled out last year, but I checked my bank records for any online "loan" deposits from any internet company associated with "cash loans" as the caller stated. Nothing posted whatsoever. It was kinda scary because they had my full name, social, old residence, and place of work. As mentioned above he said "if I don't hear from you, all I can do is wish you good luck when the situation unfolds, good bye and good luck with your kids." Being the type A person that I am, I took it upon myself to call them back and find out some more information. Here are some things that you need to know if you get a call from this morons:
1. They will not give you any information on the loan (loan number, amount, date, or even exact company).
2. When you tell them that you have not been contacted about this before via mail, they will act surprised and shocked as if you are in deep trouble with the credit bureau.
3. They will strive to use legal terms such as affadavit and negligence to try and confuse you.
4. They will repeatedly let you know that they have your information (SSN, place of work, home addy)
5. They will threaten you with an arrest warrant the next day at the place of your work or your home.
6. While on the phone with these [***], you will hear background chatter from their "associates" who are also calling people and making threats.
7. They will put you on hold several times, mainly to try and buy some time to think of what to say next, or consent with their "co-workers" about information.
8. They will identify themselves as a "cyber crime" division that has been contacted by the federal credit bureau in an effort to contact you about your so called debt.
9. They will try to use vague information that was obtained via internet hacking to construe you to believe what they are saying might be true.
10. And finally, when you laugh and tell them "this is a [***] joke", they will state in a serious manner that this is not a joke, and "why are you laughing".
Many people probably have your identity out there, keep on top of your bank statements, and your credit report and you will be fine.
I too have been harrassed by this nut. He has a very heavy accent and sound so threatening. He said not to disregard his call. He said it a coule of times and said, "all I can say is good luck for the things coming down on you." He has called my place of employment and has been very rude to the manager and has told him to "shut up and listen to me". My manager told him, "No, you shut up and listen to this..click" My manager hung up on this crazy. When he couldn't get me at work he then called me at home. I called the police to listen to the message. We will be looking into this further through the Attorney Generals of this state and of California where the calls seem to originate from.