Just wanted to thank you for this user-friendly website. The speed of your responses was most impressive, because I didn’t know what websites to trust on the web as there are numerous payday loan ones out there. I have been using several online online payday loan lenders for the past several months but nobody else offered the best service like OCS Union offers. You are really good guys.
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Payday loans are an excellent way to get cash fast if you don't have a credit card or overdraft facility to fall back on in the case of an emergency. The one drawback though is that they do tend to carry a high cost if not managed well. No one wants to incur huge finance costs if they can be avoided.
One of the most important things to remember about payday loans is that they are designed to be a short-term solution to a cash shortfall. Therefore one needs to ensure that the terms of the loan are adhered to, meaning the loan should be repaid on the agreed date. Failing to adhere to these terms could result in some nasty fees.
Borrowers are usually in such a hurry to obtain a payday loan that they rarely read the fine print on their payday loan agreement. It should clearly state the charges that will apply in the event of the repayment terms of the loan not being met. If there is no such clause in the loan agreement, a borrower must get the lender to give them a document that stipulates these charges in detail.
The terms might state that unless the lender is given sufficient notice of non-payment, certain fees become applicable. In a case where a borrower cannot repay the loan on time, the lender will roll the loan over into the next pay period and deduct a finance fee and possibly an administration fee as well.
The finance charges can add up to quite a large sum, so it's always a good idea to make sure you read the fine print so that you are aware of what the costs will be. If you can't afford to repay the whole amount, try to at least repay a portion of the principle each month.
By applying for a payday loan online, a borrower can compare interest rates and choose a lender that offers the most favorable deal. But don't forget to check the fine print, because the penalty charges for late payment might cost more that the initial interest charged.
I got a call from this guy whom I could not understand, and I said right away that this is a scam and he started to get arrogant with me. I just hung up because I have been getting several calls like this previously.Just ignore the phone calls. They don't even tell you what company they come from.