Why on Earth would you want a C&D from a South Asian fraud factory? That or a debt validation demand is what *you* would send *them*. As already discussed in this thread, that cannot happen unless the faux collectors are within your own nation's borders.
This caller who is Indian says his name is John Myers. A lawsuit supposedly filed for crimes I know nothing about nor am even familiar with who they are claiming to represent. How can these people be stopped from harassing people and continuing such a scam?! They are doing something illegal and should be stopped!
Just got a voice msg from this number...said her name is Karen foster and there is a law suit against me and Ibbetter call her back NOW or else I'm in serious trouble. She said she has my name and social security number but she never even said my name in the message. I wonder if this is some kind of identity theft ploy. Like you call them back and have to verify your name and social and then they have your info. Idk but she left me like a 3 minute message and it was pretty threatening and some of it was hard to understand because of the accent. I'm gonna block this number but maybe I should have some fun with these people and have my attorney call them. Lol
Karen Foster from the Law Firm couldn't understand whose name she rambled through saying.. But she pretty much threaten whom ever she was asking for by saying it was a lawsuit fil
ed against them and they need to call her back or they would be sorry
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>