No, it is NOT legal. A lot of these scammers attempt to sound scary because they don't want you asking questions, they just want to steal your money. Do NOT give in to them!
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Got a call from these scammers they said if I don't pay them 1000 today they are coming to my home address and picking me up and arresting me. They then asked me for my home address so they can come and get me I laughed so hard as how are you going to come and get me if you don't even have my address so I gave them both my residential and my work and it has been a month and still no one has come to get me . Ha ha be aware don't let them scare you this is by far a scam.