Any company that you took a loan or payday loan from sells your information without your knowledge. It sells to anybody who will pay a small fee. So then you get the call for a legal action against your name. Just tell them you don't have any loans out and since you have there number on caller ID you will there local police if they call back. The first scam notice is the Indians and the broken language. Unfortunately its been an India based group. Half the time there number is not in service when you call back. Anybody want more info email me at
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