I got a call similar stating if I or my attorney didn't return their call immediately I had waved my rights to counsel and a case would be submitted against me and to govern myself accordingly
I got a call similar stating if I or my attorney didn't return their call immediately I had waved my rights to counsel and a case would be submitted against me and to govern myself accordingly
Told me that I had a pay lender who I had paid and threatened with prosecution. Asked if they could me proof. They weren't able to do it. They were just the middle man. I hung up
Prosecution implies criminal charges. Debt is not criminal. Debt collectors do not criminally charge people.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general