Just received a text message stating that my payment that was placed on file did not clear to please contact their office to speak with a non-attorney representative at JCF & Associates. I have no idea who these people are. Since when does any legitimate bill collector or attorney's office text message a supposed debtor? Wow...
When you call the number back it is a bad number! Attorneys don't call debt collectors. They sent a letter regarding the debt giving you a chance to dispute it then they take you to court. This is a scam!
I looked them up @ JonthanCFrank.com they are based out of Texas and have a A rating with the BBB its a litigation firm and I learned that the hard way.