Got a call from a "server" named Teresa Jones calling for my husband. Says they will be out at my home tomorrow between 3:00 & 5:00. If he is not home to collect the papers they will consider this a direct refusal and he will miss his court date. She really struggled with her message, like she was reading from a script. Thanks for the heads up fake server letting us know exactly what time you will be at my residence. What a joke!
Criminals masquerading as debt collectors attempt to extort money from people by scaring you into believing that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, lose your driver’s license, have wages garnished without actually being sued or going to court, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money. They will use the words “Mediator”, “Arbitrator”, or “Law Office” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws. They do have to follow those laws, but they won’t. They mention that they have received a Fax document, to create the sense of urgency. They also tell you that if you fail to call them back you are "waiving your right to council", which is pretty much nothing but hogwash. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer). Process servers do not ever call ahead so that you can dodge them. Process servers get paid to serve papers, nothing else.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Recently for two months ago until two weeks ago I began receiving calls from a Dave Newman and Teresa Jones. These people harassed my parents and threatened to come to our home to serve some papers and that I needed to contact them immediately or I would face prosecution. I contacted them and gave them my debit info and they actually took money from my account. Two weeks ago I was informed by someone else that this was a scam. These people need to be prosecuted to the fullest extent of the law that is permitted!!!!!