Who called from 8564287257

Told me someone applied for life insurance in my name.

You might be a victim of identity theft.
There is an article on this website with information on what to do :
http://800notes.com/arts/9-things-to-do-when-your-identity-stolen
9 Things To Do When Your Identity Stolen

and the Federal Trade Commission has several articles :
https://www.consumer.ftc.gov/topics/identity-theft
Identity Theft

At least they left a human "hello".

They called and left no message. Thanks for the  intel, I will just block it.

Same here!  I don't normally pick up these calls but being it was from NJ (state I live in), I picked it up.  The person said, "hello" and hung up.  I'm about to block it now.