i want to kno why they keep calling for tony snow and its really bugging my parents and they want it to stop i would tell them he does not live here and we don kno where they would call us every freaking day and it bothers us so please tell these people to stop calling its really annoying.
Have received calls daily from this number asking for someone that doesn't live here. Have advised the caller numerous times that no one by that name lives here and never has but the calls still keep coming.
Important information YOU must read to protect YOURSELF from debt collectors and their ILLEGAL/Questionable tactics
http://800notes.com/forum/ta-1dfc387cc01e03d/ ... illegal-tactics
Why it is SO IMPORTANT to at least CONSULT with an attorney
http://www.collectorsexposed.com/forum/index.php?/topic/3391-why-we-say-get-a-lawyer/
These links are to attorneys for those being scammed www.naca.net or www.consumerjustice.com/consumer/searchattorneys.aspx
ACADEMY/MONARCH are the SAME COMPANY KNOWN FDCPA VIOLATORS - JUNK DEBT BUYERS.
They buy up old worthless debt for pennies and then break every law they can to collect it.
They CANNOT PROVE the debt is valid or ever existed in the first place. Time-Barred
http://www.consumerjustice.com/consumer/agencydetail.aspx?id=4775
Academy Collection Service, INC.
10965 Decatur Rd
Philadelphia, Pennsylvania, 19156
Notes
For Release: 1/07/2010 Debt Collection Supervisors Settle FTC Charges New FTC Video Explains Consumer Rights
Concluding a case that drew the largest civil penalty ever imposed on a debt collection business, the Federal Trade Commission settled with the two remaining individual defendants who allegedly misled, threatened, and harassed consumers; disclosed their debts to third parties; and deposited postdated checks early, in violation of federal law.
The settlement order requires each of these senior managers to pay a civil penalty and bars them from future violations.
“The FTC wants to remind debt collectors of their responsibilities and obligations under the law.
Abusive collection actions are illegal, and if debt collectors use abusive tactics they could face legal action,” said David Vladeck, Director of the FTC’s Bureau of Consumer Protection
“At the same time, we want consumers to understand their rights if their debts go into collection.
Money matters, and the more people know about managing their debt and dealing with debt collectors, the better off they will be
” According to the FTC’s complaint, filed by the Department of Justice on the FTC’s behalf, the defendants participated in, or controlled, the actions of debt collectors whose unlawful practices included false or deceptive threats of garnishment, arrest, and legal action; improper calls to consumers; frequent, harassing, threatening, and abusive calls; and unfair and unauthorized withdrawals from consumers’ bank accounts.
The complaint also alleged that the defendants failed to adequately investigate consumer complaints or discipline collectors, and collectors who were terminated for violating the Fair Debt Collection Practices Act (FDCPA) often were rehired within a few months.
In 2008, Academy Collection Service, Inc. and its owner, Keith Dickstein, paid $2.25 million to settle FTC charges that Academy collectors violated the FTC Act and the FDCPA while collecting debts, and that Dickstein failed to stop the violations.
The settlement order announced today, negotiated by DOJ and the FTC, imposed civil penalties of $375,000 and $300,000, respectively, on Albert S. Bastian and Keith L. Hurt III, who oversaw Academy’s Las Vegas collection center.
The judgments were suspended upon payment of $7,500 each, based on their ability to pay. The full judgments will become due immediately if the defendants are found to have misrepresented their financial condition.
The order bars Bastian and Hurt from making false, deceptive, or misleading representations in debt collection efforts, such as that nonpayment will result in garnishment of wages, seizure of property, or lawsuits, or that they or their agents are attorneys.
They also are prohibited from withdrawing money from consumers’ bank accounts without their express informed consent, and from depositing or threatening to deposit postdated checks before the date on the check.
In addition, the pair are barred from improperly communicating with third parties about a debt; communicating with a consumer at any unusual time or place; and harassing, oppressing, or abusing any person in connection with debt collection.
The Commission vote to authorize DOJ to file the consent decree was 4-0. The consent decree was entered in the U.S. District Court for the District of Nevada.
MRM is not a legit collection agency. They are looking for someone to give too much info over the phone. They are looking to conduct a scam. If you are being persued by a collection agency, you should receive a certified letter. Contact is never made over the phone.
Never give any information over the phone. If they are unprofessional (rude, using inappropriate language), that's an excellent clue that they are not legit. Hang up. If you have caller ID and you see its them, don't answer.
I got a call from MRM this morning, the guy was forcing me to give my information to him over the phone. When i refused to do so, he treatened me and hung up on me.