You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
HALSTEAD FINANCIAL SERVICES
Web page with contact info: http://halstedfinancial.com/contact-us/
BBB page with an A rating with 162 complaints and 10 negative review (BBB removed 41 complaints so that they could bump them up from an A- to an A even though they started out as a B rating, and there is a pattern of complaints –surprise! Surprise!): http://www.bbb.org/chicago/business-reviews/c ... kie-il-88375998
LinkedIn page: https://www.linkedin.com/company/halsted-financial-services-llc-
From the Illinois Dept. of State:
Entity Name HALSTED FINANCIAL SERVICES, LLC File Number 02536234
Status ACTIVE On 03/03/2015
Entity Type LLC Type of LLC Domestic
File Date 05/30/2008 Jurisdiction IL
Agent Name ILLINOIS CORPORATION SERVICE C Agent Change Date 09/30/2014
Agent Street Address 801 ADLAI STEVENSON DRIVE Principal Office 8001 N. LINCOLN AVE., SUITE LL
SKOKIE, IL 60077
Agent City SPRINGFIELD Management Type MBR View
Agent Zip 62703 Duration PERPETUAL
Annual Report Filing Date 03/03/2015 For Year 2015
Series Name NOT AUTHORIZED TO ESTABLISH SERIES
Other complaints”
http://www.ar15.com/archive/topic.html?b=1&f=5&t=761397
http://lukeannandboys.blogspot.com/2015/01/white-collar-scams.html
http://www.creditinfocenter.com/community/top ... dcpa-violation/
Looks like they have been sued:
http://www.plainsite.org/dockets/s0fkzc3k/ohi ... ices-llc-et-al/
http://www.law360.com/cases/5579c59ecd136f1b14000002
http://law.justia.com/cases/federal/district- ... 0308/157198/11/
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general