SPAM. Credit company trying to get you to use them. I have no debt and my credit is excellent. They use dozens of different phone numbers. Law enforcement should arrest these people, and let the people shoot the [***]!!
Did not pick up. Left voice mail. Said they had been authorized by my credit card companies to offer me this special service to lower my credit card rates to 1.9%. Funny thing... I have NO credit cards. Not one. Nada. Cut them all up ten years ago. So I just added them to an extra number ID'd as "Spammer" on my smart phone and will never answer them.