These people are just bill collectors, nothing more. I know this because I shamefully admit that I was briefly one of them several years back. They use various scare tactics to try to get people to pay up regardless if its a legitimate bill (usually payday loans) or not.
They will use legal terms to try to scare you. I even had one guy call me up and say that he was a Process Server and that he was going to serve me at my jobsite in less than an hour. I of course knew he was full of crap so I called his bluff and all he could do was stammer then hang up. Seriously, since when do process servers call you up ahead of time to tell you youre going to be served?
These collectors dont us their real names, 90% of them use an alias. Get yourself familiar with the FDCPA (Fair Debt Collections Practices Act) and whatever you do, DO NOT give them any money whatsoever.
"I'm calling in regards to 4 affidavits I have here at the office pending for TXXXXX RXXXXXX last four of socialXXX. It is imperative thatI get a return call from you regarding the case. If I don't get a return phone call from you I will document that you have waved your right to an attorney and I will submit the case the the state attorney's office and the judge will issue a warrant for your arrest My contact number is 210-202-0230."
I have no Idea who this lady is or who her company is as she never identifies it. Number 2, I cannot be arrest for unpaid debt in my state. I have it documented on voicemail that I am being told I will be arrested. It's against the FDCPA.
Received a voice mail message saying I was going to go to jail and be arrested. Know your rights, it is against the law for a debt collector to threaten to throw you in jail or you have arrested, or issue a warrant out for your arrest. If that's the case, the whole world would be charged for what: aggravated debt..lol...just ignore it. Or better yet, tell them that they have the wrong number/person.
This Is A scam. I am currently criminal justice in school and this by far against a person's right. This is deformation of character. No one is supposed to leave any type of personal information on ur voicemail Bc they don't know who is listening on the other end. I have blocked numerous numbers that they call from. Saved a the messages and will be passing it on to my attorney.
Funny how they say we have a warrant on ur arrest and when u go to the precinct and speak to a cop they look at you and laugh. First off if you have a warrant for your arrest they will come and find you and get ur [***]. I am not worried Bc I know my rights. These telemarketing and debt collectors don't have nothing better to do. Let someone harass me, I'll make sure I track there [***] down and throw there [***] in jail and press charges.