Got a call said they are going to take me to court for fraud for Check into go for over a 1G Did not tell me what company or where they were calling from but yet. if I was ID Theft then I have to prove that on my own and if I don't pay them they will have the local police pick me up.
I just got a call from this number and was told to call 888-641-7450 regarding a case against me. I called and some guy answered with "hello". No name or name or name of his company so I hung up and called back the 213-261-0299 number which had called me. The same guy answered with just "hello" again. I asked him what this was about and he said there would be charges against me filed on Monday for defrauding a financial institution. This was for an "unpaid" payday loan to ACE Check Cashing. I told him I would consult a lawyer and to give me the name of his company at which point he tried to bs me and told me to shut up. I told him to [***] off and that I would report him. He hasn't called back. Just so you all know, at least here in CA, you can not be prosecuted for not paying a payday loan. A lot of those places have received sanctions and shouldn't even be operating. This is an illegal collection practice of lying, insulting and intimidating the borrower to scam money from them. Even on a legit debt, collectors can not use this tactic. It's Illegal and should be reported to the Federal Trade Commision (ftc.gov) and Attorney General's Office (naag.org)
I do not answer unidentified numbers due to this company that calls me from different area codes, cities, 888, 877, 800 numbers. They leave automated voicemails. I already tried to file a complaint with the Federal Trade Commission and their response is the cannot file a case against these debt collector scammers because I do not have a company name. They said they cannot pursue a case only by the 15 phone numbers that I provided them with. I will just have to change my phone number since FTC cannot do anything about these calls that are very harassing and of a very threatening nature.
Here are other numbers that you would want to watch out for and block. The list will go on and on until you submit to their demands to pay bogus debts. Do not entertain calls from these numbers:
877-504-2576
954-358-0663
414-433-4786
321-355-6925
786-871-0143
516-671-0621
310-693-5740
877-730-5704
614-407-0634
516-453-6886
317-200-3260
213-550-4678
561-225-6464
855-342-5031
202-803-5785
Received a call from this number, called this number back and stated company name wa Obrian Wexler and Associates. Stated call was for a payday loan from 2008 from BMG. Stated would mail me nothing and would file in court. Stated company was from Lockport NY, yet called from CA number. Wouldn't let me talk and debt is way past SOL in CA of 4 years. Scammer who buys junk debt. BBB has them as a F.
Then you already know they are scammers. Per the FDCPA, you should not pay any caller unless they mail proof of debt (debt validation letter) and proof they can collect said debt. Your caller is bound by law to mail this debt validation letter within five days of their first call - if they refuse to mail this to you, then you know that they are either outright scammers or junk debt buyers who cannot prove you owe them money. Please do report your callers to the FTC, FBI and your state's Attorney General.