At my Mother-in-Law's when the call came to her house. Up until today, she did not know that I had put hers and my numbers on the National Do-Not-Call list. She also did not know that her previous time on it had expired (good for 5 years only). Anyway, call got answered because a guest thought that they recognised the number. Well, they probably did recognise the number since EVERYONE is getting these calls. I copied the number down and FILED A COMPLAINT with the National Do-Not-Call agency. I read somewhere that there have been 102 complaints so far since August 20, 2008. That's all.
Like others said "Phone call from this number stated: "This is your last chance ... press one to take advantage of lower rates on your credit card" ... without identifying the company, or anything. I chose 1, and I asked what company she represented. She said Mastercard/Visa. I said what bank, she said over 500. She kept saying 'we'. I asked who is 'we'. She said account services. Told her that I never heard of them and please take my name off the her list. She got snippy and her response was,"I never heard of you, do YOU exist." I hung up!
The first time they called I chose #2 to have my phone number taken off the list. The second time they called I decided to play along. What they are doing runs afoul of banking laws.
This is not an issue for the do not call list, after all if I loved getting sales calls on my phone, does that mean I should be happy about deceptive practices. This is a banking/financial services issue, not a do not call issue. If you want to complain to the FTC or your Congressperson, etc. make sure they know that. They will just try to make it about the Do Not Call list. It is bigger than that. It is about financial instituations being allowed to get away with ripping people off.