Who called from 3022323096

The cell companies sold them your information a while back.

John, Have you a reference to when & what companies have sold cellphone information?

Spammer message about credit scores. Just hang up / delete. How do they get cell numbers? Using software that's designed to generate random numbers.

no message

Got call from 302-232-3096, prerecorded message about lowering my credit card rate.
I filed an electronic complaint with the FCC at: http://esupport.fcc.gov/complaints.htm
If you get this call, you can file a complaint electronically or print the form and fax it in to the FCC.
Report them EVERY TIME they call. It is the ONLY way to STOP THEM.