Called twice today 8-6-2008, answer machine picked up and they hung up. When I checked my Mastercard account I found three charges on it from a telemarker which I had canceled.
I called back and in the little message before, it siad something about insurance, then the woman asked me what my number was and I asked her "Who is this?" "Give me your number please."
I was just trying to purchase something online in England and I am in the USA. I first put my month wrong on he expiration and then typed a security code wrong. The site then would not take my card number. At this same time my phone rang and it was this 302-731-1166 number. I missed the call and called right back. I was told they were Bank of America by the person once I asked. It was a little weird for this to not be clear to me upon calling. They said that they monitor account activity 24/7 and I asked them how long do they respond to threats. They answered that is it almost instantly. I did not give my credit card number to them when they asked as I was taken back by the unfamiliar way they handled it. Due to the timing and what I was doing and it was a Bank of America card I think they may be legit but not enough for me to give them my trust.
this phone number is you Bank of America credit card fraud alert.
they are calling about a charge to your card they they are not familar with.
i bought something from japan and they flagged it. so everything is ok now.
but i jave no idea why they can't leave a message so you know who it is.
I think I can confirm what Nik said in his previous comment. I was Christmas shopping today and made several purchases at the mall w/ my Bank of America card. At two different stores, the clerk had to call in to allow for the purchase to go through. Twice tonight, I received a call from that phone number (although I didn't answer it) and assumed it may have something to do w/ fraud protection. Reading the comments above it makes sense that it actually is Bank of America (or whatever vendor they may use for fraud protection if outsourced).