Recorded message. Press 9 to receive a better interest on you credit card. Did not specify which card. Guessing all it will get you is a $20,000 phone bill.
Finally got tired of this call so I pressed "9." The man asked if I had over $3,000 in credit card debt. I asked where he was calling from and he said "card member services." He again asked how much debt I had and I again asked him to ID his company before discussing anything with him. I assumed if it was one of the legitimate companies I deal with he should know my balance or name.... His response was, "Mam' this is a call to reduce your interest rates, are you embarassed about your debt or are you JUST A DUMB [***]?" Then he hung up on me without ever identifying a company.
that is because its a scam - they are not trying to reduce your interest rates they want to steal your identity or max out your credit cards.
THIS SCAM IS COVERED RIGHT HERE ON 800NOTES
IN 2 DIFFERENT ARTICLES
16 Ways you can be phone scammed. posted NOV 08
http://800notes.com/articles/Article.aspx/LFRVNXyqwQBNrAjLF8wQyg
BBB Warns Consumers of Robocalls Promising to Lower Their Credit Card Interest Rate - POSTED JUNE 29TH 09
http://800notes.com/articles/News.aspx/vBdkN6a54QD-vAjLxs7bWQ