This number showed up on the caller ID recently .All I could find out in a Google search is a comment someone left on another site saying they were called by this  number and  this is one of those company's that asks you if you want your credit card rate lowered.This sounds good on the surface but beware people! It's nothing but a scam.A credit card will never contact you asking if you want a lower rate.You have to contact them, not the other way around.If you get this call from them, just hang up and block them if you have a way to do that .If you don't wait for the living person to come on the line , say I'm not interested, take me off your call list for good and hang up.Don't let them start their pitch as that's how scammers start to lure you in .