The callers are the drug-addicted "card services" scammers, who call us, pretending to be associated with our credit card companies, in an attempt to fool us into giving them our credit card numbers, so they can rip us off. People that have given their card numbers to these junkies have suffered severe financial losses. Beware of these lowlifes, and warn others, before they are cheated!
These callers, the card service scammers, are not decent people, but creatures, whose goal is to defraud their main targets, the low income and the elderly. It is best to not even answer their calls, and to also advise others, whom you think could be their potential victims, before they are taken advantage of. The card service scammers are a truly a disgusting lot.
Annoying to receive this call; have received it several times. Really haven't listened to the entire recording, but it appears they want to interest you in a lower credit card rate. I double checked to make sure I was on the "Do Not Call" list, which I am.