Rep called from 305 368 8848. He had an accent as was from differnet country..he sd he cld lower our interest rate on the credit cards they had on file from us and he sd to give him our credit card number to which we would want a lower interest. I didn't give it to him then he preceded to ask how much I oweon my credit cards. When I told him no more than a thousand he laughed and sd that's it! He then sd let me transfer you to my senior rep .before he did so he sd [***] you [***] and hung up on me..sounds like a scam of course so pls don't give any info to these people that don't have [***] to do !