No one can be legally served by phone, fax, email, text message, or even smoke signals.
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, etc. all for an alleged or nonexistent debt.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
These jerks have called my mother, father, sister and husband. They have called multiple times. Is there a way a cell phone list of numbers can be hacked?
The number was 305-600-3814. This is harrassment. They called me and my sister the same days/times, two different times this week.
How to stop this? They also asked for me by my maiden name. Only my father and husband answered, my mom, sister and I didn't answer, but no voicemail. I never answer a number I don't recognize. The creeps also told my husband that it was regarding a law case, and gave him a file number to reference. What a joke! Very scary!
This 800-903-2319 number belongs to Convergent Resources. See the discussion on 800notes. ER Solutions also occurs but it is owned by Atlanta based Convergent Resources, Inc. (CRI) They have several locations throughout the US.
http://www.convergentusa.com/
Convergent Outsourcing Inc.
800-444-8485
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Convergent Outsourcing Inc
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Phone: (425) 643-3111
Fax: (206) 322-4838
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800 SW 39th St, Renton, WA 98057
http://www.convergentusa.com
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Call from a variety of numbers:
203-937-2891
206-674-7507
210-526-8772
214-296-0003
215-220-4571
215-220-4748