These idiots just robo called me with an announcement about Obama's Making Home Affordable program. Time to report them to the Do Not Call list people. Robo calls are illegal whether you are on the DNC list or not.
We have received calls from them every day, as well. I don't understand how they are getting any business when their reps all seem to be very rude. I was hung up on when asked to be removed from the list. [***].
This is an out and out scam. And here is the real danger ... Some folks really are getting into trouble these days. Even to the point where they might not be able to keep up with their payments which puts them at risk of losing their home.
When they fall for the scam they think they are getting out of trouble, so they stop looking for the real and legitimate solutions to their problems.
And of course, a violation of Do Not Call if one is on the DoNotCall list because they are trying to sell you a product. Obviously these callers don't care about that, most of these guys are hit&run operations and will be out of there long before anybody investigates the DoNotCall issue. The real problem they face is prosecution from the misrepresentation of the product they try to sell.
Next time they call you, ask why they are calling from Canada if they are calling for U.S. government mortgage relief. 323 is a Canadian prefix and the AT&T has told me there is nothing they can do to track or report issues on Canadian numbers. They also told me numbers with this prefix are widespread scams.
I received a 323 call a couple of years ago and they tried to get me to give them my personal info saying they were from "Visa/Mastercard" and were going to help me with debt relief. However they could not/would not identify which bank they were calling from; just "Visa/Mastercard" They were so stupid it cracked me up.
These people are total scam artists. They are just trolling for suckers to give them personal info for identity scams. They didn't get your info from BofA or any other reputable source.
323 is a California Area Code. But they won't tell you in any case. They are crooks. Usually an absolute do-nothing-scam is easy to prosecute, so this is most likely a "do-little" scam. But in either case they are in violation of National Do Not Call laws and calling from the US.
And, of course as others have pointed out a total Rip-Off. Usually scams aren't worried about Do Not Call. They just want to rip off a couple of thousand people then they go away and start a new scam.