they called me to saying they would lower my apr on visa or mastercard but then i got very suspicious. I got the supposed number i was supposed to call and tried to get transfered to him - they didnt know him... while on the phone with the TRUE company he called me again and told me to hang up on them because he could do it for me better then the other ppl... i had given him some information already so i put alerts on my credit so they cant use my information. be very careful with these guys... i dont know how smart they are, but they were almost convincing.
most of the time they called it was restricted, only once did the number 571 431 1945 appear - they messed up i guess.