I read the Conquest Financial Services RipOffReport.Com allegations about Jeremy Murray below, from April, 2012, and, if they are true, this absolutely should make anyone upset!
These are the allegations in that RipOffReport:
"Conquest Financial Services Jeremy Murray Beware doing business with Conquest Financial Services. From their salesman, to the owners will never be there for you after you sign up a contract that's designed to completely rip you off. Totonto, Ontario Canada
Submitted: Tuesday, April 17, 2012
Posted: Tuesday, April 17, 2012
Reported By: Emma — Etobicoke Ontario Canada
Conquest Financial Services
326 Adelaide St. West, Suite 400, Totonto Ontario M9C 4X1 Canada
Conquest Financial Services was represented to me by Paul Murton as a sales agent. Once the terminal was installed and I had problems with it, he's gone! I would call their office and he no longer works there. Whenever I called their office for questions about billings and problems with my terminal, I never got any proper support. Once I got through (after many attempts) their tech guy Farouk for help, he came to my house and I had to give him $30 just so I could get my terminal running again. To top it all, you will be billed by 2 other companies that are based in US!
I can't remember the number of times they put me on hold only to be cut off for reasons only they know. All they do is charge your account without invoice, no explanation and you are left in the dark as to what they are for. They are defensive and rude and you will be shocked at how these people suck you dry. Cancellation fee is $700 and I am stuck with a terminal that they said they can't repair because it will be just as expensive than getting a new one. They said I can't have it repaired because that will mean I have tampered with the machine! Where do I turn then.
Now the terminal does not work and I owe another $1700 to Northern Leasing Company that's based in US, that these leeches are working with to scam people. Yes, CONQUEST financed my terminal through a company based in US with a Canadian address in its letterhead. Be forewarned and never come close to these company or you will find that these sharks are still very much a part of this society. I just hope that they meet their karma soon!"
http://www.ripoffreport.com/credit-card-fraud/conquest-financial-s/conquest-financial-services-je-6000b.htm
Then I read all of the RipOffReport alleged scam and alleged fraud pages on Jeremy Murray and Conquest Financial Services on the RipOffReport.com site at http://www.ripoffreport.com/credit-card-processing-companies/conquest-financial-s/conquest-financial-services-je-c8cb3.htm and got really, really disgusted!
Then I read the ScamInformer.Com allegations mentioning Michael Shvartsman, the Russian Mafia, Admeris Payment Systems, jeremy Murray, Conquest Financial, Fraud And Organized Crime etc. at http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html - the same 'Fraud and Organized Crime' allegations appear on the RipoffReport.com site under the heading 'Conquest Financial Services Jeremy Murray SCAM ARTIST, WHO ARE THESE PEOPLE Toronto, Ontario Fraud and Organized Crime' at http://www.ripoffreport.com/credit-card-processing-companies/conquest-financial-s/conquest-financial-services-je-c8cb3.htm - and I was astonished!
Then I read the allegations from Conquest Financial Services 'ex-employees' - "Conquest Financial Scam Misleading claims, horrible customer service & cancellation fee Toronto Ontario - I was not a client but am actually an ex-employee who left Conquest Financial within the past few months (because I realized exactly how bad I was scamming clients), I reveal everything they are trying to hide from you..." at http://www.ripoffreport.com/financial-services/conquest-financial-s/conquest-financial-scam-mislea-nd6dn.htm AND "they are a scam. I used to work there myself and found this blog post here - http://conquest-financial-scam.blogspot.com/ . That accurately describes how they scam their customers. With regards to how they treat you as an employee, they will save you should be making at least $500 a week, however most only make $200-$300 a week - and these are the openers that are good enough to stay. Some would actually be making $0 a week if they stayed. They also treat your paycheck like a loss of profit for them and it's a hassle to get paid. Never work at conquest financial" at http://forums.redflagdeals.com/conquest-financial-services-scam-736019/ and felt sick again!
Then I re-read again the first part of "Fraud and Organized Crime How is it that people suspected of having ties to Organized Crime are able to start up a Business that is involved with the collection of Credit Card Transactions and Money Lending. The Shvartsman Family from Toronto Ontario, Klara, Michael and Gerald, owners of the long deceased million dollar nightclub in the West Edmonton Mall known as KAOS, were accused of having ties to the Russian Mafia by the Edmonton Police Services. This action along with the police warning people to not go to this nightclub for safety reasons resulted in the Shvartsman’s closing the bar in the late 1990’s. Law Suits followed and The Shvartsman family left Edmonton, to return to Toronto and also set up roots in Boynton Beach Florida..." at http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html
Then I read the posting by 'Boynton Beach' above: "I've been reading the allegations in the ScamInformer.Com report 'Fraud and Organized Crime' at http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html with interest.
Russian Mafia allegations? Boynton Beach, Florida?
Hmmm....!
This is from a June 1, 2011, story in the Palm Beach Post, Florida, headlined 'Russian Mob Influence Growing In South Florida, FBI Says'
"Authorities say the case is a sign of the mob from the former Soviet Union reaching deeper into South Florida to commit "any type of fraud you can think of," said Brodsky, in charge of the Miami FBI's organized crime squad. Their stocks in trade: credit card fraud, cybercrime, human trafficking, prostitution, drugs, extortion and arms smuggling."
See http://www.palmbeachpost.com/news/news/russia ... rida-f-1/nLssD/
'Credit card fraud'?
If this ScamInformer report's 'Russian Mafia' allegations are founded in fact, this may be relevant or it may be not...."
Seeing these 'Russian Mafia' and 'credit card fraud' allegations, for some reason all I could think of in relation to the opportunities offered by credit card fraud as against credit card processing, without making any specific, express or implied scamming allegations about Ameris Payment Systems or Conquest Financial Services myself, was that famous quote from Teddy Roosevelt: "The uneducated man robs the train. The educated man steals the railroad."! That shrewd quote may be relevant here or it may not be.
Now I don't know if the allegations previously mentioned above are true or not, but there do seem to be a lot of them and they certainly do seem to raise some very unsavory questions.
According to another post above by 'Going Global' in reference to the alleged scamming by Conquest Financial, Toronto, Conquest Financial Services are now seeking "top sales superstars with a hunter mentality to develop new business opportunities globally".
Conquest Financial Services, Toronto, with a string of RipOffReport.Com scam allegations, is now going GLOBAL???
I thought this part of that ScamInformer.Com Report, 'Fraud And Organized Crime', on Jeremy Murray, Michael Shvartsman, Admeris Payment Systems, Conquest Financial Services et al, had the most pertinent allegations, if they are true:
"After all the Florida businesses were set up, some active, some not, Michael Shvatsman returned to Toronto to start a Business there called Conquest Financial Services, it was claimed to have an American office at 3370 190 St unit 3815, which has recently been changed to 3825 NW 135 st. OpaLoca Florida 33054. After researching this address, it seems to be a warehouse. Conquest Financial is a business like Vision Payment Solutions and it lends money to small businesses that cannot obtain a loan from a bank. It was also in the business of leasing POS Terminals. A portion of the credit card sales was the method of payment for the small business owner to repay his loan, along with a healthy fee charged to them. This business according to the Vice President of sales Jeremy Murray (Suspicious person) had thousands of clients. Conquest Financial in Toronto is located at 326 Adelaide Rd or St w unit 400. Also located at this address are three other companies, all of which have to do with Credit Card purchases in one way or another. Company 2 is Xtreme Mobility and advertises as having an American Address which is 3370 190 th st unit 3815 Aventura Florida. The phone number advertised for the American address is 408-368-4381 which happens to be a cell number T-Mobile in Sunnyvale California postal code 94086 registered to Jimmy Law, and coincidentally, Simon Law is the owner and CEO of Xtreme Mobility. Now, Xtreme Mobility also advertises that it is partners with Admeris Payment Systems also at 326 Adelaide unit 400 in Toronto, and is Company 3. Next is company 4 known as Optimus Capital Corporation. Until within the last month they to advertise they are at 326 Adelaide St, and, 4006 ST. Catherine W. Westmount Quebec H3Z 1P2. When researched, this address seems to be a Restaurant called Cote St Luc Bbq, how weird is that. This ends the circle of companies.
JUDGE FOR YOUSELF ON THE VALIDITY OF THIS COMPANY"
From the ScamInformer.Com report. 'Fraud And Organized Crime', at http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html
Well, after reading the ScamInformer.Com report 'Fraud And Organized Crime' (at http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html ), the person "who used to work there" allegations ("Thread: Conquest Financial Services... Scam?", on RedFlagDeals at http://forums.redflagdeals.com/conquest-financial-services-scam-736019/ ) and the "ex-employee"of Conquest Financial's alleged scam report on RipoffReports.Com ("Conquest Financial Scam Misleading claims, horrible customer service & cancellation fee Toronto Ontario" at http://www.ripoffreport.com/financial-services/conquest-financial-s/conquest-financial-scam-mislea-nd6dn.htm ) all I can say, if these allegations of scamming are true, is that Conquest financial is now going global!
On one of the big free community-type websites up in Toronto, Canada. Conquest Financial Services are currently advertising for "top sales superstars with a hunter mentality to develop new business opportunities globally".
But, not to worry, because the same job advertisment also reassures readers that all of conquest Financial's employees and agents "adhere to our stringent requirements and guidelines surrounding sales practice, policies and customer service level guarantees."
No mention of the alleged scammer Jeremy Murray, now apparently Vice President of Business Development and Acquisitions' at Admeris Payment systems, in this ad as one of Conquest Finacial services "seasoned and knowledgeable senior management and executive team." Instead, someone elses name is given as the contact at Conquest Financial for any potential Conquest Financial global "sales superstars with a hunter mentality" to contact. No mention of Michael Shartsman (who is also mentioned on RipOffReports.Com) of Admeris Payment Systems, either.
So I'm curious. What IS the nature of the relationship between Admeris Payment Systems and Conquest Financial Services and between Jeremy Murray and Michael Shvartsman (both of whom are mentioned in alleged scamming reports on RipOffReports.Com)?
I'm particularly curious (after reading all of the scam allegations reported in this thread on Conquest Financial) given that Conquest Financial Services evidently is now planning on going global with the "top sales superstars with a hunter mentality" it is currently eagerly recruiting!
Yeah, here's another similar Admeris Payment Systems 'Pay Day Loan' page on Facebook:
"#1: www.admeris.com - 10 Minutes Payday Loan. Get Money Today.
by Online Payday Loan USA on Sunday, 6 May 2012 at 12:38"
http://www.facebook.com/note.php?note_id=392588764118930
Do they create these pages themselves or does someone else (or a bot) do it? The content seems a little jumbled to me but there are constant references back to the Admeris Payment Systems web site. Loohs both suspicious and weird to me. Read it for yourself ans see what you think.
And who is 'Online Payday Loan USA' - are they connected with, agents for, or employees of Admeris Payment Systems?
Did that "Fraud And Organized Crime' allegations posting on Scaminformer.Com ("Fraud and Organized Crime How is it that people suspected of having ties to Organized Crime" at http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html), mentioning Michael Shvartsman, Admeris Payment Systems, the Russian Mafia, Jeremy Murray and Conquest Financial Services, include 'Pay Day Loans' money-lending as well?