Who called from 6474309434

After reading this thread referring to 'Conquest Financial Services', 'fraud', 'scam', 'Jeremy Murray', 'Russian Mafia', 'Admeris Payment Systems', 'Michael Shvartsman', I decided to find the 'scam', 'fraud' and 'ripoff' allegations myself about Conquest Financial Services and to read them in full.

I was astounded at what I found.

You might wish to do the same thing and rsearch and read these 'scam', 'fraud' or 'ripoff' allegations about Conquest Financial Services for yourself.

If you decide that you'd like to research and read these 'scam', 'fraud' or 'ripoff' allegations about Conquest Financial Services for yourself, then you might find the suggested Google search terms below helpful in finding 'scam', 'fraud' or 'ripoff' allegations about Conquest Financial Services on the internet.

PLEASE NOTE: I am not making any 'scam', 'fraud' or 'ripoff' allegations myself here about Conquest Financial Services, whether expressly or by implication. I am merely providing the suggested Google search terms below (these are NOT intended to be nor are they posted as allegations, express or implied about Conquest Financial services; they are just provided as suggested Google search terms) to help you do your own independent research into 'scam', 'fraud' 'or 'ripoff' allegations about Conquest Financial Services, Canada.

Useful Google search terms for finding any 'scam', 'fraud' or 'ripoff' allegations about Conquest Financial Services:
"Conquest Financial Services Scam"
"Conquest Financial Services fraud"
"Conquest Financial Services ripoff"
"Conquest Financial Services ripoffreport"
"Conquest Financial Services Canada Scam"
"Conquest Financial Services Canada fraud"
"Conquest Financial Services Canada ripoff"
"Conquest Financial Services Canada Ripoffreport"
"Conquest Financial Services Toronto Scam"
"Conquest Financial Services Toronto fraud"
"Conquest Financial Services Toronto ripoff"
"Conquest Financial Services Toronto Ripoffreport"
"Conquest Financial Scam"
"Conquest Financial fraud"
"Conquest Financial ripoff"
"Conquest Financial ripoffreport"
"Conquest Financial Canada Scam"
"Conquest Financial Canada fraud"
"Conquest Financial Canada ripoff"
"Conquest Financial Canada Ripoffreport"
"Conquest Financial Toronto Scam"
"Conquest Financial Toronto fraud"
"Conquest Financial Toronto ripoff"
"Conquest Financial Toronto Ripoffreport"

I was astounded at the number of comments on Conquest Financial Services and allegations of Conquest Financial Services 'scams' that I found in this way.

Then I compared what I found about Conquest Financial Services, Canada, in this way with these Conquest Financial Services 'scam' allegations at the links below:

Conquest Financial Services... Scam? - RedFlagDeals.com Forums
forums.redflagdeals.com/conquest-financial-services-scam-736019/

'Scam' allegations on RipOffReport.Com about Conquest Financial Services:

"Complaint Review: Conquest Financial Services...Conquest Financial Services Jeremy Murray Beware doing business with Conquest Financial Services. From their salesman, to the owners will never be there for you after you sign up a contract that's designed to completely rip you off. Totonto, Ontario Canada"
http://www.ripoffreport.com/credit-card-fraud/conquest-financial-s/conquest-financial-services-je-6000b.htm

"Complaint Review: Conquest Financial Services...Conquest Financial Services BEWARE!!!Ripped off and scammed by a company who I thought would help..SHAME on you Jeremy Murray, Internet
*General Comment: Confirming that Conquest is a big rip off!"
http://www.ripoffreport.com/financial-services/conquest-financial-s/conquest-financial-services-b-eb3db.htm

"Complaint Review: Conquest Financial Services, Admeris Payment Systems & Jeremy Murray- SCAMS and FRAUD...Conquest Financial Services, Admeris Payment Systems & Jeremy Murray- SCAMS and FRAUD Michael Shvartsman SCAMMING COMPANIES TO, ANYTHING TO GET THEIR HANDS ON INNOCENT PEOPLES CREDIT CARD INFORMATION Internet"
http://www.ripoffreport.com/credit-card-processing-companies/conquest-financial-s/conquest-financial-services-a-47dff.htm

"Complaint Review: Conquest Financial Services...Conquest Financial Services Jeremy Murray SCAM ARTIST, WHO ARE THESE PEOPLE Toronto, Ontario...Fraud and Organized Crime"
http://www.ripoffreport.com/credit-card-processing-companies/conquest-financial-s/conquest-financial-services-je-c8cb3.htm

"Complaint Review: Conquest-Financial-Services...Conquest-Financial-Services NLS LEASING, Northern Leasing System SCAM ARTISTS, THIEVES, DOWN RIGHT CROOKS Toronto, Ontario"
http://www.ripoffreport.com/sales-people/conquest-financial-s/conquest-financial-services-nl-e2f9a.htm

"Conquest-Financial-Services | Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported
Company Directory | Conquest-Financial-Services"
http://www.ripoffreport.com/directory/Conquest-Financial-Services.aspx

The allegations which also mention Conquest Financial Services on ScamInformer.Com, headed "Fraud and Organized Crime How is it that people suspected of having ties to Organized Crime are abl...
20th of Aug, 2010 by User583486

Fraud and Organized Crime

How is it that people suspected of having ties to Organized Crime are able to start up a Business that is involved with the collection of Credit Card Transactions and Money Lending. The Shvartsman Family from Toronto Ontario, Klara, Michael and Gerald, owners of the long deceased million dollar nightclub in the West Edmonton Mall known as KAOS, were accused of having ties to the Russian Mafia by the Edmonton Police Services. This action along with the police warning people to not go to this nightclub for safety reasons resulted in the Shvartsman’s closing the bar in the late 1990’s. Law Suits followed and The Shvartsman family left Edmonton, to return to Toronto and also set up roots in Boynton Beach Florida. In Florida, Klara Shvartsman started up another nightclub known as The Grand. It to was short lived, after approximately 4 months the bar was closed by the police and the city of Boynton Beach...After all the Florida businesses were set up, some active, some not, Michael Shvatsman returned to Toronto to start a Business there called Conquest Financial Services, it was claimed to have an American office at 3370 190 St unit 3815, which has recently been changed to 3825 NW 135 st. OpaLoca Florida 33054. After researching this address, it seems to be a warehouse. Conquest Financial is a business like Vision Payment Solutions and it lends money to small businesses that cannot obtain a loan from a bank. It was also in the business of leasing POS Terminals. A portion of the credit card sales was the method of payment for the small business owner to repay his loan, along with a healthy fee charged to them. This business according to the Vice President of sales Jeremy Murray (Suspicious person) had thousands of clients. Conquest Financial in Toronto is located at 326 Adelaide Rd or St w unit 400. Also located at this address are three other companies, all of which have to do with Credit Card purchases in one way or another. Company 2 is Xtreme Mobility and advertises as having an American Address which is 3370 190 th st unit 3815 Aventura Florida. The phone number advertised for the American address is 408-368-4381 which happens to be a cell number T-Mobile in Sunnyvale California postal code 94086 registered to Jimmy Law, and coincidentally, Simon Law is the owner and CEO of Xtreme Mobility. Now, Xtreme Mobility also advertises that it is partners with Admeris Payment Systems also at 326 Adelaide unit 400 in Toronto, and is Company 3. Next is company 4 known as Optimus Capital Corporation. Until within the last month they to advertise they are at 326 Adelaide St, and, 4006 ST. Catherine W. Westmount Quebec H3Z 1P2. When researched, this address seems to be a Restaurant called Cote St Luc Bbq, how weird is that. This ends the circle of companies.
JUDGE FOR YOUSELF ON THE VALIDITY OF THIS COMPANY
”CONQUEST FINANCIAL SERVICES”"
http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html

Now, again, as another poster in this thread also states, I am not making any 'scam', 'fraud' or 'ripoff' allegations here myself about Conquest Financial Services, whether express or implied.

But I am concerned by the number of 'scam', 'fraud' or 'ripoff' allegations about Conquest Financial Services, Toronto, which can be found on the internet and I believe that everyone should be able to independently research these 'scam', 'fraud' or 'ripoff' allegations about Conquest Financial Services and thus form their own opinion of whether these 'scam', 'fraud' or 'ripoff' allegations about Conquest Financial Services, Canada, are possibly true or not.

Horrified by the RipOffReports on Conquest Financial Services, alleging then to be 'scammers', I went looking for any similar 'scam' allegations about Conquest Financial Services, Canada, elsewhere.

I found these two 'scam' and 'fraud' allegations mentioning Conquest Financial Services on the ScamTracers site as well:

"15th of Dec, 2010 by User240367
Conquest-Financial-Services - Conquest-Financial-Services NLS LEASING, Northern Leasing System SCAM ARTISTS, THIEVES, DOWN RIGHT CROOKS Toronto, Ontario
a POS Terminal from Conquest Financial Services, They were listed as our prefered vendor. We only talked to a representative once when we called to give our information. An 11 page Merchant Application was emailed to us. The lease fee was $50.00..."
http://www.scamtracers.com/scam-report/conque ... sing-c6345.html

"20th of Aug, 2010 by User583486
- Fraud and Organized Crime How is it that people suspected of having ties to Organized Crime are abl
Businesses one of which was Conquest Financial Services. This business claimed to be located at 3370 190 th St unit 3815 Aventura Florida, along with some other questionable businesses. This address would turn out to be a large Condo valued at approx 1. 3 Million Dollars located in the Hidden Bay Gated Community and was also known as 3370 Hidden Bay Drive unit 3815..."
http://www.scamtracers.com/scam-report/fraud- ... ted-c17189.html

The same two 'scam' and 'fraud' allegations mentioning Conquest Financial Services, Toronto, also apeear on the Scam Chasers site at

http://www.scamfraudripoff.com/reviews/conque ... ario-c6345.html

http://www.scamfraudripoff.com/reviews/fraud- ... abl-c17189.html

More on Conquest Financial Services, alleged to be 'scammers'?

I was stunned by the 'ex-employee' allegations below about how Conquest Financial Services, alleged 'scammers', allegedly make misleading 'cold call' claims to potential customers and allegedly charge REALLY HIGH FEES for their 'Merchant Cash Advances / Merchant Funding' services and also allegedly charge 'ridiculous cancellation fees'!

You can see these Conquest financial Services 'ex-employee' allegations for yourself at http://www.ripoffreport.com/financial-services/conquest-financial-s/conquest-financial-scam-mislea-nd6dn.htm

(These 'scam' allegations, posted in 2009, give alleged scammers Conquest Financial Services old address at 1 Yonge St. Toronto Ontario Canada. Their current address is 326 Adelaide Steet West, 4th Floor, Toronto, Ontario M5V 1R3, Canada).

Here is are the RipOffReport allegations about Conquest Financial Services which were posted to RipOffreport.com by someone calling themselves an 'ex-employee' of Conquest Financial Services, alleged 'scammers':

"Report: #476971

Complaint Review: Conquest Financial Scam

Submitted: Thursday, August 06, 2009
Last Posting: Saturday, August 08, 2009
Reported By: — toronto Ontario

Conquest Financial Scam
1 Yonge St. Toronto Ontario Canada

Phone:
Web:
Category: Financial Services

Conquest Financial Scam Misleading claims, horrible customer service & cancellation fee Toronto Ontario

I was not a client but am actually an ex-employee who left Conquest Financial within the past few months (because I realized exactly how bad I was scamming clients), I reveal everything they are trying to hide from you. There offer 2 things POS merchant services and Merchant funding

POS Merchant services

There is a good chance that if you are reading this, you have been cold-called by an employee working for Conquest financial.

First a little about their customer service

Many of their competitors offer on-site same-day support (in person) in the event of a problem with your processing terminal. Those that don't at least offer on-site support, although they obviously still wouldn't be able help you the same day. Conquest financial offers neither. You have to call Conquest Financial by phone, and if you're lucky you may get an employee competent enough to tell you how to fix whatever problems you are having with your terminal. If you are tech-savvy you should be fine. If not, find someone who is.

Secondly, the ridiculous cancellation fees.
Whoever you are talking to will probably avoid answering this question at all costs, and if they are forced to may lie. Conquest financial is not the second largest processor in north America like the employees they sometimes say they are. Conquest financial is one of the many processors that use processors from Elavon for processing transactions. Elavon is the second largest processor in North America, not conquest financial. Take a deep breath now. The cancellation fee for Conquest is $500, and since conquest is affiliated with Elavon you have to pay Elavon's cancellation as well, another $200. So you end up paying $700 if/when you choose to back out of the deal because of the horrible customer service. For most clients, this cancellation fee is too high and they simply stay with Conqeust until their contract is up.

Thirdly the rate reduction
This just takes some common sense. You were most likely promised 30 - 50% of a rate reduction. Do you honestly think that if you're paying $1000 a month right now, that it would be lowered to $500-700? Conquest has only lowered their rates this much for a select few businesses before who were receive absolutely preposterous rates. If Conquest did do this for clients, they'd probably have 1000 times more clients than they currently have. Although Conquest Financial might lower your rates a bit, remember that you will most likely still have to pay cancellation fees with your current processor (it is very rare the Conquest financial will cover it for you). Also you have to go through the hassle shipping back your current terminal, along with getting Conquests' and setting it up obviously.

I thought I would put this up because Conquest financial is so small with so few customers that they have barely received any feedback online. My suggestion: If you really think your the rates your current processor is giving you is too high, contact one of the larger processors such as (((Redacted)))

Merchant Funding/Advance

First, is the ridiculous amount that you pay back. Let me go over exactly how you pay Conquest

Conquest Financial gets their money back by taking a portion of your Credit and Debit card sales (usually somewhere around 20-25%) over a fixed time period. This time period in most cases is either 4 months, 6 months or 9 months. Although there is no interest the longer this time period the more you will end up paying back.

For a 4 month payback period, you will pay back 1.3 times the original amount.

For a 6 month payback period you will pay back 1.4 times the original amount.

For a 9 month payback period you will pay back 1.56 times the original amount.

If you went to get a loan from the bank they might charge you somewhere around 10% annual interest which would be equivalent to roughly 1.1 times the original amount (if it was done as a cash advance -- not for 4, 6 or 9 months but for a full year). As you can see the amount you would pay back to Conquest Financial would be ridiculous. This is where they are going to try and convince you that it would take far less time with them to get this advance/loan than from a bank. They're also going to tell you they don't need any personal information from you when in reality they usually take a years worth a processing statements along with copies of your drivers license and social security card.

On top of this they require a co-signor (so they can take another person down in the event that you default). After about 2 weeks of paper work that you must do, there is still no guarantee that you will be approved. I have dealt with plenty of clients who were so pissed that they went through all this paperwork for a bad financing deal only to find out they weren't approved.

Also, your credit and debit card sales will no longer be going to your merchant account. It will be going to an escrow account which is basically a middle-man account, and often called a "lock-box" (although Conqeust obviously avoids this terminology). Obviously going through a middle-man poses some security risks. The reason they do this is to ensure they get their money. If at the end of each batch, there is no money in your account (such as from paying your employees), there is no money there for conquest financial to take. In the end, they are risking the security of your sales to ensure they get their money when they want it.

I strongly suggest seeing what the banks have to offer you. You will save tons of money doing so and a lot of hassle.

Ex-employee
toronto, Ontario
Canada"
http://www.ripoffreport.com/financial-services/conquest-financial-s/conquest-financial-scam-mislea-nd6dn.htm

See all of the RipOffReport.Com scam allegations against Conquest Financial Services yourself at:

"Conquest Financial Services | Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported
Company Directory | Conquest Financial Services"  
http://www.ripoffreport.com/directory/Conquest-Financial-Services.aspx

You might also want to read the allegations mentioning Conquest Financial Services at:

"Conquest Financial Services... Scam?" - RedFlagDeals.com Forums at forums.redflagdeals.com/conquest-financial-services-scam-736019/

ScamInformer.Com, 'Fraud and Organized Crime'
http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html

Those 'ex-employee' allegations about Conquest Financial Services made me think of these 'ripped off and scammed' allegations about Conquest Financial Services at:

http://www.ripoffreport.com/financial-services/conquest-financial-s/conquest-financial-services-b-eb3db.htm

This is that RipOffReport.Com report and allegations on Conquest Financial Services by someone who alleges that they were 'Ripped off and scammed' by Conquest Financial Services (the address on this report appears to be an older one, and should read 'Canada' not 'United states of america', as appears from the first Comment on this report below):

"RipOffReport.Com Report: #578932

Complaint Review: Conquest Financial Services

Submitted: Friday, March 05, 2010
Last Posting: Tuesday, April 17, 2012
Reported By: Frustrated — Edmonton Alberta Canada

Conquest Financial Services
#301-885 Don Mills Rd Internet M3C 1V9 United States of America

Phone: 1-877-505-9383
Web: conquest-financial.ca
Category: Financial Services

Conquest Financial Services BEWARE!!!Ripped off and scammed by a company who I thought would help..SHAME on you Jeremy Murray, Internet
*General Comment: Confirming that Conquest is a big rip off!

I was looking for funding and I found an advertisement in a little magazine publication. It seemed okay. It had a huge ad that drew me in saying all the right things, "No financial statements, tax returns, business plans, perfect credit or application fees". It was one of those companies that works with businesses who accepted (POS)credit cards and debit cards. I called just to get some information, next thing I knew I was filling out an application. For me to get funding it depended on my monthly interac sales, which was fine. I was approved right away but for me to get the funding I had to switch interac companies. Plus, I had to lease their (POS)machine. They took an annual members fee and a setup fee out of my account, something they did not mention and another fee by the leasing company. AND I STILL DID NOT GET ANY FUNDING! After all that they informed me that I needed a co-signer. So, got one and still no funding till months and months later. Finally, I got tired of waiting and calling with no avail, I tried to cancel. No such luck! Apparently, there is a cancellation fee which I can't afford so I let them take their monthly service charge out of my account every month. AND I'm locked into a non-cancelable lease agreement with an interac terminal I don't even use, and that monthly payment also is credited out of my account. They informed me that I can transfer to another person or business who wants it but chances on that happening is slim. Really should have went with my instincts on this one but was desperate for some extra funding. BBB gave them a low rating. I don't know what to do. Someone PLEASE HELP ME! PLEASE!"

These Conquest Financial Services 'ripped off' and 'scammed' allegations were then followed below that RipOffReport by these two allegations concerning Conquest Financial Services, as Comments below that RipoffReport:

Comment No. 1 made this allegation about Conquest Financial Services location following the 'ripped off' and 'scammed' allegations above about Conquest Financial Services:

"#1 Update By Author
Location of Conquest Financial Services
AUTHOR: Anonymous - Maidstone (Canada)

SUBMITTED: Saturday, March 06, 2010
They are located in Toronto, Ont. CANADA"

Comment No. 2 made these 'rip off' allegations about Conquest Financial Services following the 'ripped off' and 'scammed' allegations above about Conquest Financial Services:

"#2 Consumer Comment
Confirming that Conquest is a big rip off!
AUTHOR: Emma - Etobicoke (Canada)

SUBMITTED: Tuesday, April 17, 2012
I got into this contract with Conquest too and unbelievable how thay can charge so much with so little service after the terminal has been installed. I am a very small business owner and really wondering how people like Jeremy Murray was allowed to run a blood sucking business that preys on hard earned money like mine. I don't know how and where to get help. Something needs to be done to stop these monsters from victimizing others."
http://www.ripoffreport.com/financial-services/conquest-financial-s/conquest-financial-services-b-eb3db.htm

Whether these 'scam' and 'rip off' allegations about Conquest Financial Services are true or not I don't know. But there certainly are a number of 'scam' allegations about Conquest Financial Services at:

"Conquest-Financial-Services | Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported
Company Directory | Conquest-Financial-Services"
http://www.ripoffreport.com/directory/Conquest-Financial-Services.aspx

And the 'Fraud and Organized Crime' allegations on Scaminformer.Com, which mention Conquest Financial Services  http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html

...together with the Conquest Finacial services 'ex-employee' allegations at:

"Conquest Financial Services... Scam? - RedFlagDeals.com Forums"
forums.redflagdeals.com/conquest-financial-services-scam-736019/

certainly make do me wonder about Conquest Financial Services.

These allegations about Conquest Financial Services are beginning to make me think that getting a 'merchant cash advance', 'merchant funding' or engaging in 'credit card receivables factoring' with ANy company operating in this field might be a REALLY bad idea! But that's just my opinion on all of this.

Let me be clear that I am not making any allegations of any kind about any individuals or any companies named in this posting.

But I do have some questions.

According to a press release I saw on the net, SelectCore Ltd of Toronto (CVE:SCG) agreed in February of this year to acquire the assets of Conquest Financial Services, alleged 'scammers'.

Selectcore Ltd. is listed on the Toronto junior venture exchange.

It appears (if I understand the press release correctly) that Michael Shvartsman, as the reported owner of Conquest Financial Services (which is mentioned in numerous RipoffReports at RipoffReports.Com), will receive or has received a substantial shareholding in SelectCore Ltd as a result.

Michael Shvartsman was also mentioned in the ScamInformer 'Fraud and Organized Crime' allegations at http://www.scaminformer.com/scam-report/fraud-and-organized-crime-how-is-it-that-people-suspected-c17189.html  

Conquest Financial Services still appears to continue operating from the 326 Adelaide Street West, Toronto, ON M5V 1R3 address.

Admeris Payment Systems, of which Michael Shvartsman is the reported Managing Director, also apparently operates from this address.

RipoffReport allegations on Conquest Financial Services can be found at:
"Conquest-Financial-Services | Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported
Company Directory | Conquest-Financial-Services"
http://www.ripoffreport.com/directory/Conquest-Financial-Services.aspx

Michael Shvartsman and Admeris Payment Systems are also mentioned in the RipOffReport.Com allegations below, found at
http://www.ripoffreport.com/credit-card-processing-companies/conquest-financial-s/conquest-financial-services-a-47dff.htm

"Report: #697975

Complaint Review: Conquest Financial Services, Admeris Payment Systems & Jeremy Murray- SCAMS and FRAUD

Submitted: Monday, February 21, 2011
Posted: Monday, February 21, 2011
Reported By: We Are Watching You — TORONTO Ontario Canada

Conquest Financial Services, Admeris Payment Systems & Jeremy Murray- SCAMS and FRAUD
326 Adelaide St W unit $00 Internet M5V 1R3 United States of America

Phone: 866-854-9851
Web: www.admeris.com
Category: Credit Card Processing Companies

Conquest Financial Services, Admeris Payment Systems & Jeremy Murray- SCAMS and FRAUD Michael Shvartsman SCAMMING COMPANIES TO, ANYTHING TO GET THEIR HANDS ON INNOCENT PEOPLES CREDIT CARD INFORMATION Internet

We all know already about the SCAMS by Conquest Financial Services, well they have added another Company to their List  Admeris Payment Systems, The Contact for Admeris, just happens to be The Vice President of Sales for Conquest Financial Services, None other than our famous MR JEREMY MURRAY. [email protected] being scammed by Conquest Financial Services, there is a group of individuals that are going to track all these Companies and report all findings as Scams and Frauds. All the information, will be iinformation that is found readily available on the Internet and not lies or unfounded inuendo. If you do business with Conquest Financial Services, Admeris Payment Systems, Xtreme Mobility or whatever other business identity they claim to be, your name will most likely show up on Rippoff Report."
http://www.ripoffreport.com/credit-card-processing-companies/conquest-financial-s/conquest-financial-services-a-47dff.htm

(I don't know whether any of these allegations mentioning Conquest Financial Services, Jeremy Murray, Admeris Payment Systems and Michael Shvartsman are true or not)

SelectCore Ltd appears, as I understand it, to have submitted a proposal to the City of Toronto regarding the introduction of prepaid Toronto 'welfare' cards (or Toronto 'City Service Benefit Cards').

See http://www.toronto.ca/legdocs/mmis/2011/bd/bgrd/backgroundfile-42776.pdf

SelectCore Ltd's proposal reportedly, according to another online posting, features Mastercard-based pre-paid Toronto 'welfare' cards (or Toronto 'City Service Benefit Cards').

Apparently, hundreds of millions of dollars would be loaded onto and processed through these cards.

the same online posting claims that "Once the welfare prepaid card is issued by the company it is expected that they will further eat away at payday company revenues by offering microcredit payday loans that can be loaded directly to the card..."

"Microcredit payday loans" on a City of Toronto 'welfare' card?

I'm wondering if Conquest Financial Services, with all of the 'scam' allegations mentioning Conquest Financial Services, will be involved in this SelectCore Ltd pre-paid Toronto 'welfare'card (or Toronto 'City Service Benefit Card') proposal in any way?

Now I am NOT thinking about or alleging the potential for possible identity theft or fraud here. I'm not making any allegations of any kind at all, express or implied.

But I AM concerned about any possible link to Conquest Financial Services, given the various 'scam' allegations concerning Conquest Financial Services.

If there IS a Conquest Financial Services connection of any kind to this SelectCore Ltd pre-paid Toronto 'welfare card' (or Toronto 'City Service Benefit Card') proposal, then the Toronto media might well end up having a field day given all of the 'scam' allegations that have been made about Conquest Financial Services on Ripoffreports.Com and elsewhere.

That might then certainly cause some serious embarrassment to the City of Toronto's administration if they weren't previously aware of these 'scam' allegations about Conquest Financial Services.

Personally, I couldn't usually care less about who gets what contract. I have no investments in the stock markets and don't intend to have any.

But I am concerned about any possible Conquest Financial Services connection to this Toronto 'welfare' cards (or Toronto 'City Service Benefit Cards') proposal.

Again, I'm not making any allegations of any kind myself about Conquest Financial Services, Michael Shvartsman, Admeris Payment Systems, Jeremy Murray or SelectCore Ltd here. I'm just asking questions.