HE HAS BEEN CALLING MY HOUSE AND WORK DEMANDING MONEY FOR AN OLD DEBIT HE HAS THREATENED ME WITH CRIMINAL CHARGES AND TOLD MY WORK HE IS SENDING THE POLICE IN "TWO HOURS" TO ARREST ME HIS NAME IS SCOTT DANIELSON
He says I've been approved for a loan for up to $3,000 from ELoan Inc. Problem is, there is a $110 wire transfer fee to get it to my bank. Wants me to send it to a Steven Defrancesco in Springhill, FL. This is a total scam. Do NOT send any money to these people! Read more at http://www.whycall.me/650-690-8548.html#AfIkQ4TA8xZ7vthx.99
someone just called my phone from 650-690-8548. Saying they were from sherman sterling law firm and that i had a fraud case against me in californa. I said no you don't. He say easy cash international gave me money. My response i said no they didnt. He said well you can come to court in california. The police will come to my house to get me in two hrs and all this [***].....im like what the hell is going on... I know i signed up for pay day loans but i kept referring me to different lenders but i didnt get no money...also when i ask for his name is he studdard the first name is oliff brown
I got the same call as you did. He told me his name is Gary Smith and said he was calling from Shearman & Sterling Law firm. He threatened me with legal action if I didn't pay a debt. He told me that I supposedly put in for an online payday loan. I explained to him that I didn't do so because of the run-around. He also told me that there was a funds transfer, however when I checked my account, the supposed transaction didn't exist. I did a check for him on the Shearman & Sterling website and his name didn't exist. Even the phone number didn't exist on the website. Those are clues that I found.
Much as these criminals preach otherwise, a defaulted payday loan *IS NOT* ever considered "check fraud" by the courts. A PDL is *always* consumer credit. Consumer debt in America is *not* a criminal matter. Collectors do not need and cannot whistle up anyone with a badge and a gun to get themselves paid. Real law enforcers have trouble enough catching people who threaten lives and public safety, and they don't want another job chasing unproven penny-ante debts.
Never let bullies on the phone confuse extortion with debt collection. Honest debt collectors do not typically send their claims straight to a judge, and they don't take your ransom money to broker quick deals with so-called "process servers". There are no secretive "arbitrators", "investigators", "mediators", or "prelitigation specialists", only sweaty criminals with a script full of coercive remarks. Lawful debt collection is a process, not an ambush, and you are due a chance at each stage to raise a dispute. The agents' horrid threats are empty and their conduct is illegal. Do not reward lawbreakers with your money. Challenge them always, sue them if you can.
FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
I received a call from them yesterday. I refused to give any information. They talked about a subpoena and that I had to go to a court in California or pay a fee