Scam. Debt is civil, not criminal, so defaulting on loans - regular or payday - is not a crime, thus no arrest warrants. Per the FDCPA you should NOT pay any caller who refuses to MAIL a debt validation letter showing that (1) you owe a debt and that (2) your caller has the legal right to collect said debt. Refusal to mail this DV letter within five days of their first call is a violation of federal law. Threatening people with arrest is another violation of the FDCPA. I hope you reported your caller to the FTC, FBI and your state's Attorney General.
Debt is civil, not criminal, so there are *no* charges to be made. Per the FDCPA, you should NOT pay any caller who refuses to MAIL a debt validation letter showing that (1) you owe a debt and that (2) your caller has the legal right to collect said debt. Refusal to mail this DV letter within five days of their first call is a violation of federal law. More info here:
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Also read up on the laws and your rights:
Harassing calls from a debt collector? Here is what you need to know
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection
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Follow the steps in what you need to know. A legitimate debt collector agency should not have a problem with giving you a real business name and address you can google and verify via google street view, BBB etc.
For extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..
A person by the name of Amanda Black claims to be from this Company keeps calling/harassing my son by calling my (mother) cell phone! PLEASE MAKE HER STOP!!! THANK YOU!
Yea im a soldier in the us army.. They called and left a voicemail saying a warrant be issued if I didntsend 1000 that same day. Dnt fall for it people. The attorneys on my post are handling the situation