These people called to asked if I needed my interest rates lowered. I responded, who didn't, that's a dumb question. They then tried to argue with me about why it's not really a dumb question. I asked them what company/bank they were calling from. They said, Visa/Mastercard I said that's not a bank/company. I then asked where they were calling from. They said Greensboro North Carolina New York City. Yes, they actually said that. I said have a good night, I'm reporting you to every regulatory agency possible, and the person said, "really, you're going to hang up on me, I'm not done with you." I [***] you not, I have this all recorded. DO NOT ANSWER THIS NUMBER, ITS A SCAM. Report to SEC, FCC, BBB, whoever. Let everyone know.