I get calls constantly from these people. Yes,they are very rude. When I ask who is calling they hang up. This is frequent and frusterating. So thank you for the info Jason and the other gentleman. I do believe I will physically walk into the office and have a chat with these rude people. Wish me luck !!!!
Got repeated calls from these folks, Vision Financial.
They appear to be debt collectors, HOWEVER, they also appear to be trying to collect very old/expired debts.
The debt they were trying to collect on was nearly 10 years old. As soon as I mentioned that the "statute of limitations" had been exceeded on this (i.e. it's no longer on your record and they missed their opportunity to collect...about 7-8 years, I think), they IMMEDIATELY backtracked, apologized for calling, and said that they would remove this from their list. When I pressed the issue about removing this from our credit report, they said, oh this isn't on there. Interesting...probably because the debt expired!
Seems like they're trolling for people that don't know their rights, hoping to pick up a few extra bucks.
If they're calling you about a debt that is 7+ years old, try the "statute of limitations" response and see if that helps.
I get calls constantly from these people. Yes,they are very rude. When I ask who is calling they hang up. This is frequent and frusterating. So thank you for the info Jason and the other gentleman. I do believe I will physically walk into the office and have a chat with these rude people. Wish me luck !!!!
They are junk debt collectors using an automated calling program. When you answer the call, it registers the time answered and a debt collector will be calling shortly thereafter. If one never answers, they'll eventually sell the account to another junk debt collector who buys old charged off accounts and they'll try to collect all over again, hoping someone will pay off.
Calling the number is pointless since it is connected to a computer.