A man called (Caller ID said US Bank) and said he was with US Bank (my bank) and wanted to sign me up for a VISA Platinum card with no interest for a year & I could transfer all my other credit cards over to this card without charge, right now over the phone ... no interest for a year! ...
I immediately thought, How the F@#k am I going to do that without revealing all my account numbers?
... in order to sign up ... they wanted all of my info, my name (spelled out), my address, my phone number ... I did give him that much info (but I think he already had that)
I stopped him and said before I go any further, how much is the interest on the card after the first year expires? ... he kind-of hesitated and said it was a competative 11 UHHH 11.25 percent.
Then I asked him about transferring all my other credit cards over to this one ... over the phone ... tonight?
He said ... well, if you are uncomfortable with that we could let you do it after we set up your account.
I asked him "Will it be free if I do it later?”
He said there could be a fee then.
I said I was uncomfortable going any further with this and thought if he could send me the documentation with the terms and conditions, I could go over it with my wife. He said that they had already sent me the documents on the offer once (I did not tell him this but I have never seen them)
He said well I only have a few more questions and you will be all signed up ...
I just need to ask you
... where I worked, what the address was for my work, how much I made ...
I asked, “You are US Bank … Right?”
He said he was affiliated with US Bank.
I said, well I’ve been banking with US bank for about 12 years now and have direct deposit. I think US Bank already knows all of the information you are going to ask me for. This is BS, if you really were US Bank, you would have sent the offer out with my last set of checks.
I said, I’m done here! I am not interested! Do not call here again!
keep calling,want to talk to my husband. I tell them he's not here.We do have a loan with them,but they call at night and on weekends, strange hours for this!!!
Do not even pick up the phone when they call it is a fake. I called US Bank and they said that they DO NOT have anyone where this call is coming from and that US Bank will NEVER ask for information or send out offers over the phone.