Ignorance is bliss. ... It is time you go to school! The very toilet you sit your A__ on was invented by a black person... the refrigerator, and the air conditioner you used this summer came from the mind of a black man. The heart operation you will probably need in your lifetime was the idea of a black man. The blood transfusion was from a black man. Should I go on!
and by the way, when you don't pay your bills, owe money, expect that someone will go after you... so rude comes with territory.