I called back and it was Discover Card.
If you got this call too, you should call the number on the back of your card (if you have one), and verify it was them.
SCAM ,SCAM,SCAM......CALLED DISCOVER AND THEY CONFIRMED THAT ITS NOT LEGIT......BE CAREFUL......CONFIRM EVERY SINGLE CALL MADE BY ANYONE OFFERING SERVICES ,FROM "YOUR BANK" OR CREDIT CARD COMPANY.............BE WELL